Take control of your financial freedom with UPay, the Credit/Debit Card designed for the modern world. Spend your digital asset anytime, anywhere, without the hassle of converting to fiat. Whether you are shopping online, at your favorite store, or traveling the world, UPay lets you spend crypto just like cash.

20K+

Number of cards issued

30B+

Total spending amount

50K+

User trust

55M+

Supported merchants

Why Choose UPay

Instant Crypto-to-fiat Conversion

Top up your digital asset to the card and get spending credit at a preferred rate.

Security You Can Trust

Protected by top-tier security features and safeguard your funds.

Global coverage for convenience

Use your UPay card at millions of merchants and ATMs globally - just like any other credit card.

Track & Manage Effortlessly

Use our user-friendly app to monitor your spending,asset and convert on the go.

Preferred and transparent fee rate

No transaction fee; 2% ATM withdrawal fee.

Wallet
Credit Card
ATM
Mobile Pay
Remittance

Partners

FAQ

UPay’s KYC partner, Sumsub, only accepts IDs or passports issued by the same country as your ID. KYC reviews typically take 5-10 minutes. If verification is declined, it may be due to a high-risk flag. Currently, UPay cannot serve residents of the following countries and regions: Afghanistan, Albania, Belarus, Bosnia and Herzegovina, Central African Republic, Crimea, Cuba, Mainland China, Democratic Republic of the Congo, Ethiopia, Guinea-Bissau, Haiti, Iran, Iraq, Kosovo, Lebanon, Libya, Mali, Montenegro, Myanmar, Nicaragua, North Korea (DPRK), North Macedonia, Russian Federation, Serbia, Somalia, South Sudan, Sudan and Darfur, Syria, Ukraine, Venezuela, Yemen, and Zimbabwe. This list is updated periodically based on issuer policies.

Download UPay App

Ready to Experience the Power of UPay? Get your UPay Card today and unlock the full potential of your crypto assets.

Scan to download the App

iOS and Android